Investment Mortgage Brokers
For over 40 years our investment loan brokers have benefited from our upfront fees, prompt payments, and fast closing times.
At Val-Chris, we love our loan brokers. That’s because we both benefit from swift, smooth transactions and happy mutual clients via our broker referral program.
We want to see you succeed. Signing up for our program will give you a head start on your real estate journey. Networking plays a major role in working with other professionals within the industry. Working with our team of certified investment mortgage brokers allows you to reap the benefits of our network and skills.
We can provide essential guidance on different financial products and lead you toward success.
When you collaborate with an established broker program like Val-Chris, the familiarity will allow you to build more trust with future partners and clients. Receive the best advice, tips, and services when working with the team of brokers at our firm. We’re always looking forward to helping build trustworthy partnerships with other professionals within the industry.
Unlike conventional lenders, we provide unique, customized loan packages to borrowers. Whether the loan is residential, commercial, industrial, or any other type—we can make it work. Using private money allows us to find an arrangement with a borrower that is mutually beneficial for both parties.
Why Val-Chris?
You want to work with an investment mortgage broker that’s transparent, effectively communicates, and makes the process as stress-free as possible. At Val-Chris, we honor due diligence and strive to negotiate arrangements to create a harmonious deal. Our team is comprised of accredited and licensed financial professionals who work hard to gather the proper documents, build a network, and score quality leads. Whether you’re new to real estate investing or need extra help on a project, we’re ready to provide you with the necessary tools.
Working with a creditable mortgage broker can help you secure the best loan. No matter the property type, we can provide mutually ideal financing solutions. Our private brokers can analyze your financial needs and point you in the right direction, teaming you with the best professionals in the local area. Grow your business and expertise by joining a loan broker program that prioritizes your financial wellness and can provide you with the knowledge needed to succeed. Val-Chris can find the solution for you whether you’re looking for commercial, industrial, or residential loans.
Because we are a direct lender, we have the opportunity to provide our borrowers with the best terms possible. Learn more about the strengths of our loan broker program below.
Speed of Closing
Our loans close fast, many times in 5 – 14 business days. This means less time dealing with problems and red tape.
Upfront Fees & Payment
Give us a call and we’ll let you know all about it. We provide information on our fees prior to docs and our investment loan brokers get paid promptly after recording.
Customized Loan Packages
Borrowers with unique requirements commonly hear “no.” Not with us—we go above and beyond to find solutions.
Information for hard money brokers.
Private money lending has a number of unique properties and requirements which make our transactions possible. Backed by a promissory note and trust deed, our investors are secured with a real-estate asset. Because of this, our borrowers have significantly flexible terms and a much faster application process.
Rates Terms and Fees*
Offered loan terms and the associated origination points will vary based upon each specific situation. However, see the list below for common term and fee ranges.
- 1st trust deed rates starting at 8.99%
- Terms from 1 to 3 years
- Origination fees from 1.5 – 3 points typically
- Contact our office for more details on the different pricing options that we offer.
Loan Package Requirements
When submitting a transaction for approval, our loan brokers are encouraged to include as much information as possible. We pride ourselves on being flexible with our private money broker relationships and will find a process that works for you and your client.
Some examples:
- Completed Loan Application
- Credit Report
- Appraisal
- Preliminary Report
- Purchase Agreement (if applicable)
- Escrow Instructions
- Borrower’s Exact Vesting
