Attention California Borrowers

Need mortgage payment assistance?  The California State legislature recently passed legislation that may assist you maintain ownership of your home if you are having trouble making your mortgage payment.  Apply online at  WWW.CAMORTGAGERELIEF.ORG or talk to a housing counselor at 800-569-4287.

Oakland Residential Loans

Residential Loans are often very difficult to obtain at a conventional lender. Val-Chris provides residential lending solutions that offer owners and investors easy approval and fast funding.

Val-Chris has been a leading Residential Lender in Oakland for over 45 years. We tailor every lending package we offer to each client’s individual financing needs.

Val-Chris has been successfully allocating Oakland residential loans ranging from $25,000 to $4,000,000 since 1975.

We have over 45 years of experience lending to a wide array of clients, ranging from self-employed borrowers to credit-challenged individuals. We are committed to providing the best Residential Lending options with the most competitive terms available on the market. Why deal with the strict terms and conditions of a conventional lender? At Val-Chris, we can provide you with quick and easy lending solutions, perfectly tailored to your financing needs.

Send us an inquiry today. Simply submit a quick loan inquiry with the following details:

  • Type of loan
  • Desired amount
  • Type of property being financed
  • Estimated value of property

Once we receive your submission, an Account Executive will contact you to go over the full application, which can be found on our New Loan Application page. We will walk you through each step of the application process, and guide you through as quickly and painlessly as possible.

Borrowing Money for a Residential Property

When borrowing money for a residential property, it’s important to remember the correlation between residential financing and market conditions. As more borrowers enter the market, lenders will usually enforce stricter terms and conditions. Conversely, when the market begins to improve, loans will gradually become easier and more attractive for borrowers to acquire. Traditional banks add a demanding approval process and a wait for funding on top of this uncertainty. Val-Chris offers property owners and real estate investors a simpler way to achieve their goals, with a fast approval process and much quicker funding. 

Benefits of choosing Val-Chris

  • Fast Loan Approval
  • Easy Qualifications
  • Debt-Management
  • Tax Saving Refinances
  • Real Estate Purchases
  • All Types of Properties – SFR, Multi-Unit and Commercial
  • 1st, 2nd or 3rd Trust Deeds
  • Private Money Equity Loans Available