Attention California Borrowers

Need mortgage payment assistance?  The California State legislature recently passed legislation that may assist you maintain ownership of your home if you are having trouble making your mortgage payment.  Apply online at  WWW.CAMORTGAGERELIEF.ORG or talk to a housing counselor at 800-569-4287.

Long Beach Private Money Services for Brokers

Val-Chris has the most competitive owner- and non-owner-occupied loans in the industry. Get up to 65% LTV on refinances and up to 65% on purchases, with loans that range from $25,000 to $4,000,000.

Rates like these are just one of the reasons why Val-Chris has been a leading private money lender in Long Beach for the last 45 years.

Here are a few additional benefits that we provide:

  • SFR, Condominiums, Townhouses
  • Loan terms from 1 to 3 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • 65% LTV on purchases
  • 60% LTV on refinances (call for exceptions)

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances
  • Call for Exceptions

For additional information regarding underwriting and pricing guidelines, please visit our contact page.

LOAN PRICING IS THIS EASY! SEND US THE FOLLOWING:

  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.