Oakland Private Money Loans
Val-Chris has been providing Private Money Loans and Trust Deed Investments to Oakland and surrounding areas for over 45 years.
If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.
Since 1975, Val-Chris has served communities across Oakland and beyond with hard money loans, privately funded and backed by secure real estate holdings. Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short. Read about our exclusive services for brokers, borrowers, and investors below.
We are ready to provide you with top tier financial services for Brokers, Borrowers, or Investors. Call us, send a message, or start a full application process when you are ready to experience the Val-Chris difference.
Location & Services
Val-Chris Investments
2601 Main Street, Suite 400
Irvine, CA 92614
(949) 252-8020
Private Money Loans for Borrowers
Obtaining a loan from a traditional lender can be a difficult process. At Val-Chris, we provide lending solutions to the disadvantaged and undeserved. Our lending process is quick, easy, and cost-effective.
Residential Loans
Residential Loans are often very difficult to obtain at a conventional lender. Val-Chris provides residential lending solutions that offer owners and investors easy approval and fast funding.
Commercial / Industrial / Mixed-Use Loans
We offer custom lending packages unique to each business to fit their financial needs. For over the last 40+ years, we have been one of the leading commercial, industrial, and mixed-use lenders in Oakland and the surrounding areas, providing the best terms and aggressive rates, which has been evident in our continual success.
Investment Property Loans
Investment Property Loans stand to be one of the most popular type of loans. At conventional lenders, loans on investment properties can be difficult to qualify for, and usually have an elaborate approval process.
High-Yield Trust Deeds for Investors
With over 45 years of experience serving Oakland’s private money lending needs, we pride ourselves on specializing in prudent, responsible underwriting. We’re dedicated to cultivating and maintaining strong, lasting relationships with our clients. In fact, this has always been our greatest priority, and we believe it is the foundation of our continued success.
Private Money Services for Brokers
Val-Chris is committed to responsible, compliant lending packages featuring competitive owner and non-owner occupied loans, with up to 65% LTV on refinances, up to 65% on purchases, and loan amounts from $25,000 to $4,000,000.