Owner & Non-Owner Occupied Loans
- SFR, Condominiums, Townhouses
- Up to 75% LTV on purchases
- Up to 65% LTV on refinances
- Loan amounts from $50,000 to $1,500,000
- Loan terms from 3 to 7 years
- Stated income loan; and
- No FICO score minimums.
Multi-Family Units (2+ units)
- Up to 65% LTV on purchases; and,
- Up to 60% LTV on refinances.
Commercial and Industrial
- Up to 60% LTV on purchases; and,
- Up to 55% LTV on refinances
Rehabilitation & Land
- Call for underwriting & pricing guidelines as each situation is unique or send us an email inquiry and we'll respond very quickly!
LOAN SUBMISSION IS THIS EASY!! SEND US THE FOLLOWING:
- Credit Report (has to be no older than 2 months)
- Completed 1003; and
- Loan Purpose Letter.
Owner Occupied Single Family Residential
All other consumer-purpose loans, see or use the Business-Purpose Loan underwriting page and start at the window to the left.